OUR PRIMARY FINANCIAL PRODUCTS
Share Accounts
(Dividend paying savings accounts)Regular share accounts: $25 minimum balance required to maintain membership
Club Share Accounts
For holidays, vacations, any special purpose
Share Certificates
Increased dividends for 6 months to 2 year terms
IRAs
Traditional, Roth, and Education IRAs available
Share Draft Accounts
(Non-dividend paying checking accounts):
- No minimum balance
- No monthly fees
- No “per-check” charge
ATM/POS Cards
Cards with no transaction fees
ACH
Available for payroll deposit and bill payment
Autotransfer
From savings to prevent returns due to insufficient balance
Lending Products
- Personal/Signature Loans:
- Up to $10,000 for up to 4 years.
- Rates vary with terms and collateral
Auto Loans
- New or used, up to 100% of price or book value, up to 5 years
- Rates vary with loan type
- Pre-approval available
Home Equity Loans and Home Equity Lines of Credit
- Variable rate with annual and lifetime limits
- Terms up to 15 years for up to 80% of the appraised value of your home.