Products

OUR PRIMARY FINANCIAL PRODUCTS

two men shaking hands

Share Accounts

(Dividend paying savings accounts)Regular share accounts: $25 minimum balance required to maintain membership

Club Share Accounts

For holidays, vacations, any special purpose

Share Certificates

Increased dividends for 6 months to 2 year terms

IRAs

Traditional, Roth, and Education IRAs available

Share Draft Accounts

(Non-dividend paying checking accounts):

  • No minimum balance
  • No monthly fees
  • No “per-check” charge

ATM/POS Cards

Cards with no transaction fees

ACH

Available for payroll deposit and bill payment

Autotransfer

From savings to prevent returns due to insufficient balance

Lending Products

  • Personal/Signature Loans:
  • Up to $10,000 for up to 4 years.
  • Rates vary with terms and collateral

Auto Loans

  • New or used, up to 100% of price or book value, up to 5 years
  • Rates vary with loan type
  • Pre-approval available

Home Equity Loans and Home Equity Lines of Credit

  • Variable rate with annual and lifetime limits
  • Terms up to 15 years for up to 80% of the appraised value of your home.