Rates

Loans

Loan TypeRateAPR*Term
New Car2.492.4972
Used Car3.493.4960
Used Cars (Over 3 years old) 3.49 3.4960
Personal 4.994.9912
Personal 6.996.9924
Personal 8.998.9936
Personal 9.499.4948
Home Equity Variable3.29 3.29 180
Home EquityFixed3.25
 4.25
3.25
4.25
120
180
Home Equity Fixed5.25 5.25 240
Share Secured 3.85 3.85 48

*APR(Annual Percentage Rate)are reviewed monthly and subject to change.

Savings

Dividends are paid quarterly and based on average balance. Rate are subject to change.

SavingsDividend RateAPY*Term
Regular Shares and Clubs **$25 deposit required in Reg Shares for membership**.10.10n/a
Draft (checking)00n/a
Money Market $2500 minimum .15.15n/a
Money Market $10,000 minimum .20.20n/a
Money Market $25,000 minimum .30.30n/a
Money Market $50,000 minimum .45.451n/a
IRAs <$25000.500.502n/a
IRAs $2500-$10,000.80.802n/a
IRAs> $10,000 1.801.802n/a

Certificates

Dividends posted to your account quarterly and paid at maturity. Premature withdrawal results in dividend penalty.

CertificatesDividend RateAPY*Term
$1000 minimum deposit            .25                         .25
$1000 minimum deposit             .35                        .35          12
$1000 minimum deposit           .49                         .49124

** May be loss of some accrued interest for early withdrawl**