Rates

Loans

Loan TypeRateAPR*Term
New Car3.493.4972
Used Car5.255.2560
Used Cars (Over 3 years old) 5.25 5.2560
Personal 7.997.9912
Personal 9.999.9924
Personal 11.9911.9936
Personal 12.4912.4948
Home EquityFixed5.50
6.50
5.50
6.50
120
180
Home Equity Fixed7.50 7.50 240
Share Secured 3.85 3.85 48

*APR(Annual Percentage Rate)are reviewed monthly and subject to change.

Savings

Dividends are paid quarterly and based on average balance. Rate are subject to change.

SavingsDividend RateAPY*Term
Regular Shares and Clubs **$25 deposit required in Reg Shares for membership**.10.10n/a
Draft (checking)00n/a
Money Market $2500 minimum .15.15n/a
Money Market $10,000 minimum .25.25n/a
Money Market $25,000 minimum .50.50n/a
Money Market $50,000 minimum .95.95n/a
IRAs <$25000.500.501n/a
IRAs $2500-$10,000.80.802n/a
IRAs> $10,000 1.501.508n/a

Certificates

Dividends posted to your account quarterly and paid at maturity. Premature withdrawal results in dividend penalty.

CertificatesDividend RateAPY*Term
$1000 minimum deposit            1.25                         1.256
$1000 minimum deposit             1.75                        1.762          12
$1000 minimum deposit           2.25                         2.26924

** May be loss of some accrued interest for early withdrawl**