Rates

Loans

Loan TypeRateAPR*Term
New Car5.005.0072
Used Car7.007.0060
Used Cars (Over 3 years old) 7.00 7.0060
Personal 8.998.9912
Personal 10.9910.9924
Personal 12.9912.9936
Personal 13.4913.4948
Home EquityFixed6.50
7.50
6.50
7.50
120
180
Home Equity Fixed8.508.50 240
Share Secured 3.85 3.85 48

*APR(Annual Percentage Rate)are reviewed monthly and subject to change.

Savings

Dividends are paid quarterly and based on average balance. Rate are subject to change.

SavingsDividend RateAPY*Term
Regular Shares and Clubs **$25 deposit required in Reg Shares for membership**.10.10n/a
Draft (checking)00n/a
Money Market $2500 minimum .15.15n/a
Money Market $10,000 minimum .25.25n/a
Money Market $25,000 minimum .50.50n/a
Money Market $50,000 minimum .95.95n/a
IRAs <$25000.500.501n/a
IRAs $2500-$10,000.80.802n/a
IRAs> $10,000 1.501.508n/a

Certificates

Dividends posted to your account quarterly and paid at maturity. Premature withdrawal results in dividend penalty.

CertificatesDividend RateAPY*Term
$1000 minimum deposit            2.75                         2.778
$1000 minimum deposit          3.75                       3.803          12
$1000 minimum deposit           4.25                         4.31824

** May be loss of some accrued interest for early withdrawl**