Rates

Loans

Loan TypeRateAPR*Term
New Car3.253.2572
Used Car4.254.2560
Used Cars (Over 3 years old) 4.25 4.2560
Personal 6.996.9912
Personal 10.9910.9924
Personal 12.9912.9936
Personal 14.9914.9948
Home Equity Variable 4.50 4.50 180
Home EquityFixed 5.25 5.25 180
Home Equity Fixed 5.75 5.75 240
Share Secured 3.85 3.85 48

*APR(Annual Percentage Rate)are reviewed monthly and subject to change.

Savings

Dividends are paid quarterly and based on average balance. Rate are subject to change.

SavingsDividend RateAPY*Term
Regular Shares and Clubs **$25 deposit required in Reg Shares for membership**.10.10n/a
Draft (checking)00n/a
Money Market $2500 minimum .15.15n/a
Money Market $10,000 minimum .30.30n/a
Money Market $25,000 minimum .55.551n/a
Money Market $50,000 minimum .75.752n/a
IRAs <$25000.500.502n/a
IRAs $2500-$10,0001.001.004n/a
IRAs> $10,000 2.502.524n/a

Certificates

Dividends posted to your account quarterly and paid at maturity. Premature withdrawal results in dividend penalty.

CertificatesDividend RateAPY*Term
$1000 minimum deposit 1.90 1.914
$1000 minimum deposit 2.35 2.371 12
$1000 minimum deposit 2.65 2.676 24

** May be loss of some accrued interest for early withdrawl**